The SA Handbook guide
Banking
Accounts, payments, bank safety and everyday banking choices.
South African bank account types explained
Understand transactional, savings, notice and credit accounts before choosing where your money should sit.
Read guide →How to open your first bank account
Prepare the right documents, compare realistic costs and secure the account from day one.
Read guide →Debit orders versus stop orders
Learn who controls each payment instruction and what to check when money leaves your account.
Read guide →Banking scam red flags
Recognise common pressure tactics before sharing information, approving a prompt or moving money.
Read guide →How to switch bank accounts without missed payments
Move salary, beneficiaries and debit orders in a controlled order so the old account is not closed too early.
Read guide →How to read a bank statement
Use your statement to find fees, recurring payments, interest and transactions you do not recognise.
Read guide →