The SA Handbook calculator
TFSA contribution tracker
Check a contribution against current SARS annual and lifetime limits.
R
Add contributions across every TFSA provider.R
Use contributions, not the current investment value.R
Maximum additional contribution without exceeding a limit
R 26 000
Planned excess contribution
R 0
Potential 40% tax penalty
R 0
How to use this result
The annual R46 000 limit applies across all TFSAs for the 2027 tax year. The lifetime limit is R500 000. Withdrawals do not restore contribution room.
Official SARS TFSA rules ↗The annual R46 000 limit applies across all TFSAs for the 2027 tax year. The lifetime limit is R500 000. Withdrawals do not restore contribution room.