The SA Handbook guide
Retirement
Pension, provident, preservation and retirement-income basics.
Pension funds versus provident funds
Understand employer retirement funds, contributions, investment choices and exit options.
Read guide →Retirement annuities explained
Understand tax-deductible contributions, access restrictions, fees and investment choices.
Read guide →Living annuities explained
Understand investment risk, drawdown decisions and why retirement income is not guaranteed for life.
Read guide →Preservation funds when changing jobs
Keep retirement savings invested after leaving an employer and understand access rules.
Read guide →The two-pot retirement system in plain English
Understand the savings, retirement and vested components without treating retirement access as a yearly bonus.
Read guide →