The SA Handbook guide
Vehicles
Finance, insurance and the complete cost of owning a car.
Car finance explained
Understand deposit, interest, term, balloon and total repayment before signing.
Read guide →Balloon payments on car finance
See how a residual lowers monthly payments while leaving capital unpaid.
Read guide →Buying a used car: financial checklist
Check the vehicle, paperwork, finance and ownership costs before paying a deposit.
Read guide →How car-insurance excesses work
Understand the amount you may pay on a claim and how policy choices affect it.
Read guide →